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business liability insurance

Protecting your business from the financial implications of legal action being taken against your company.

What is a Business Liability Policy?

Business Liability Insurance protects companies from the financial costs incurred from medical expenses, legal action and the cost of defending the company. There are three types of liability coverage, General, Professional and Product.

General Liability

General Liability protects your company from claims made against you for Injuries to clients / customers who visit your premises as well as damage to their property or rented property you do business in. The policy also protects you from claims made against you for Libel / Slander or claims arising from your Marketing such as copyright infringement.

Professional Liability

Professional Liability Insurance protects professionals who have expertise in specialized areas from the expenses incurred from claims made against them for Errors and Omissions, Negligence, Malpractice or Misrepresentation.

Product Liability

Product Liability protects business from the costs incurred from claims made against them if a product sold causes illness, injury, death or damage to a customers personal property.

Frequently Asked Questions

Do LLC's need Liability coverage?

Many small business owners think that they do not need Liability coverage as the LLC separates the assets of the business from their personal assets. However, if legal action is taken against the business the costs could put the company out of business, Liability insurance protects against these losses.

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