The J G Petit Insurance Agency Blog
Get the latest updates, guidance, and stories to help you feel secure and informed about your insurance choices.
Do I Need Special Insurance for My Home Daycare?
You love caring for children, but the moment you accept payment for doing so in your living room, you've started a business.
What Does Home Daycare Insurance Cover? Key Elements Explained
Running childcare out of your living room feels personal and informal, but the legal and financial stakes are anything but.
How Much Does Home Daycare Insurance Cost? 2025 Pricing Guide
If you run a licensed child-care program from your living room or garage conversion, the first question is always the same: how much will coverage cost?
How to Choose the Best Home Daycare Insurance Policy
A single mishap in a home daycare can escalate into a five-figure lawsuit.

Home Daycare Insurance: Complete Protection Guide
Roughly 60 percent of licensed childcare programs in the United States operate from private residences, yet a 2023 survey found only one in three operators carry separate business insurance.

Exclusions: What General Liability Insurance Does Not Cover
Roughly forty-three percent of small businesses have been threatened with or named in a lawsuit, according to a 2020 Hiscox survey.

Do I Need General Liability Insurance for My Business?
Do I need general liability insurance for my business?

What Does General Liability Insurance Cover?
Running a business is exciting, but it also means accepting a degree of risk.

The Complete Guide to General Liability Insurance for Businesses
A single lawsuit can derail even the healthiest balance sheet, yet many owners underestimate that risk.

Cyber Liability Insurance Requirements by State: What Your Business Needs to Know
Ransomware headlines are only the tip of the iceberg.
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