The J G Petit Insurance Agency Blog

Cyber Liability Insurance for Small Businesses: Unique Risks & Coverage Needs

Could your company keep its doors open if ransomware froze every customer record tomorrow morning?

Cyber Risk Assessment: How to Evaluate Your Business’s Digital Vulnerabilities

Your firewall may be up to date, but is your bookkeeping software quietly exposing customer data?

Best Practices for Cybersecurity to Lower Your Insurance Costs

A single data breach costs U.S. companies an average of $4.45 million, per IBM’s 2023 report.

What Does Cyber Liability Insurance Cover? Key Protections Explained

A single stolen password can shut down operations, trigger lawsuits, and erode customer trust overnight.

How Much Does Cyber Liability Insurance Cost? 2025 Pricing Guide

Ransomware demands averaged $1.5 million in 2024 while the median cyber claim insurers paid was just $145,000, according to the 2024 NetDiligence Cyber Claims Study.

Cyber Liability Insurance Claims: What to Expect When Filing

Seventy-five percent of small U.S. companies reported at least one cyber event in 2022.

Cyber Liability Insurance: Protect Your Business from Digital Risks

According to Verizon’s 2023 Data Breach Investigations Report, nearly half of recorded cyberattacks hit companies with under 1,000 employees.

Commercial vs. General Liability: Key Differences Explained

Insurance jargon can blur the line between essential coverage and costly extras.

What Does Commercial General Insurance Cover?

What does commercial general insurance cover? In simplest terms, a Commercial General Liability (CGL) policy pays for bodily injury, property damage, and personal or advertising injury claims that arise from your business operations.

What Does Commercial General Insurance Cover?

A single coffee spill that sends a customer to urgent care can saddle a neighborhood café with more than twenty-five thousand dollars in medical bills and legal fees, according to claims data from The Hartford.